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CrossPoint Resource Center

Market Intelligence.
Made Useful.

Current capital-market benchmarks, commercial real estate financing guidance, financial calculators and regional property intelligence — all in one place.

Capital Markets Snapshot
10-Year Treasury
4.70%
Key fixed-rate CRE benchmark
SOFR 3.63%
Prime 6.75%
5-Year 4.41%
2-Year 4.24%
Reference snapshot · August 24, 2026
Capital Markets

What is money costing today?

Track the primary market benchmarks influencing commercial real estate financing and see what those benchmarks may mean for borrowing costs across common asset classes.

2-Year Treasury
4.24%
Short-duration Treasury benchmark
5-Year Treasury
4.41%
Medium-duration Treasury benchmark
30-Year Treasury
5.23%
Long-duration benchmark
SOFR
3.63%
Floating-rate benchmark
Prime Rate
6.75%
Bank-lending benchmark
Fed Funds
3.63%
Effective Federal Funds Rate
10Y − 2Y Spread
+46 bps
Positively sloped curve

Treasury Yield Curve

Latest yields across key maturities
Market Data
2Y
4.24%
5Y
4.41%
10Y
4.70%
30Y
5.23%
Longer bars represent higher yields. This provides a quick visual comparison of the Treasury curve without loading an external chart library.

Indicative CRE Borrowing Rates

Estimated financing ranges by asset class
Market Guide
Multifamily
5.85% – 6.95%
Industrial
6.30% – 7.45%
Retail
6.55% – 7.95%
NNN
6.20% – 7.45%
Healthcare
6.45% – 7.95%
Office
7.45% – 9.70%
Owner Occupied
6.50% – 8.00%
Construction
6.75% – 8.75%
Bridge
7.13% – 10.63%
Illustrative market ranges only. Actual terms depend on the specific property, borrower, leverage and lender.
How to use this: Commercial real estate financing generally begins with a benchmark such as Treasury, SOFR or Prime. A lender then adds a spread based on leverage, DSCR, debt yield, property type, sponsorship, tenant credit, term, recourse and current lender appetite. These ranges are not loan commitments or lender quotes.
Property Intelligence

Start with the public record.

Research ownership, parcel information, assessed values, taxes and GIS records throughout Greater Cincinnati, Northern Kentucky and Southeast Indiana.

Regional Property Search

Auditor, PVA & GIS Search

Access public property databases commonly used during the initial stages of commercial real estate research.

Open Property Search →
CRE Knowledge

Commercial Real Estate Glossary

Plain-English explanations of common commercial real estate terms, financial concepts and industry acronyms.

Explore the Glossary →
Understanding Financing

A rate is more than one number.

The benchmark provides the starting point. The actual borrowing rate depends on the asset, borrower, leverage and structure of the transaction.

01

Start with the benchmark

Fixed-rate loans often reference Treasury yields while floating-rate financing commonly references SOFR or Prime.

02

Add the lender spread

The lender adds a spread reflecting credit, property, leverage and execution risk.

03

Asset class matters

Industrial, retail, multifamily, healthcare, office and construction financing can price differently.

04

Leverage matters

Lower leverage and stronger debt-service coverage can generally result in more competitive financing terms.

05

Look beyond the interest rate

Term, amortization, recourse, prepayment structure and lender flexibility can matter just as much as rate.

CrossPoint Commercial Real Estate Services

The numbers matter.
The strategy matters more.

These resources can help frame the question. CrossPoint can help interpret the information, evaluate the alternatives and determine the right real estate strategy.

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